Liwiro Microcredit Ltd Company is a new financial institution in Malawi focused on microcredit services—small loans aimed at individuals and micro, small, and medium enterprises (MSMEs) who typically lack access to traditional banking credit. The company’s mission is to provide affordable, accessible, and tailored financial products that empower underserved communities and stimulate economic growth.

Everyone has their own credit value, providing high-quality capital turnover services to the people of Malawian

Malawi’s economy has a significant informal sector, with many potential borrowers who are underserved by banks due to lack of collateral, credit history, or formal employment. Liwiro targets this gap, aiming to serve customers who need smaller, short-term loans but cannot access mainstream banking credit.

By focusing on microloans, the company can reach a wide customer base, including smallholder farmers, traders, artisans, and emerging entrepreneurs. The microcredit model enables rapid loan turnaround and encourages entrepreneurship at the grassroots level.