KwachaHelper Loans
Instant & Easy
Online & Anytime

Our intelligent "kwachHelper" provides your loan in minutes. Just enjoy fully automated processing—no paperwork needed!

Loan Calculator

Amount

MK 100,000

MK 10,000 MK 300,000

All your data is completely secure!

Loan Repayment Amount: MK 11,800

***The final loan terms are determined based on the applicant's credit assessment and loan product, and will be confirmed before the final application. Read the Loan Contract carefully when applying.

APPLY NOW

Paperless & Effortless

Skip paperwork, save time—apply with zero documents.

Fully Digital Journey

Start to finish online—anytime, anywhere access.

Lightning-Fast Approval

Get approved in minutes, not days—funds ready now!

Who Can Apply?

Valid ID

Reside in Malawi

Age

Be 21+ years old

Mobile Wallet

Airtel (TNM mobile wallet)

Apply in 3 Taps

Step 1.

Upload your ID/document details.

Step 2.

Provide your emergency contact.

Step 3.

Submit your application.